Insurance Guidance You Can Understand

  • Medicare, ACA, life insurance, final expense and annuity education.

    Clear explanations without pressure.

    In-person help in selected South Texas counties; phone or video appointments elsewhere.

MEET BETO

Humberto “Beto” Garcia — Founder & Independent Insurance Agent

With 23 years of insurance experience, Beto helps individuals and families understand their healthcare and financial-protection options. He spent his first 13 years as a captive agent with Humana before becoming an independent insurance agent.

After experiencing several serious health issues within his own family, Beto recognized how difficult it can be to understand insurance and navigate the healthcare system. That experience strengthened his commitment to treating every client like family, protecting their interests, and helping them obtain the services and care they need.

Beto assists clients with Medicare, ACA health coverage, life and final expense insurance, and annuities. He is known for staying involved when clients encounter problems and working toward a satisfactory resolution.

Throughout his career, Beto has earned repeated production recognition through his FMO and several insurance carriers, including Humana, Aetna, UnitedHealthcare, Devoted Health, and Blue Cross and Blue Shield of Texas. He has ranked among Humana’s top six agents nationally and has been his FMO’s leading agent in eight of the past ten years.

Beto serves clients in English and Spanish and is licensed in Texas, Michigan, Maine, California, Colorado, and Indiana.

Medicare & Health Coverage

Life & Final Expense

Annuities & Retirement Education

Local & Virtual Appointments

What You Can Expect

Jane

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Understand Your Choices

Education-First Service

Beto explains insurance options in plain language so you can understand what matters before making a decision.

John

Recommendations begin with your needs, budget, eligibility, and location—without pressure.

Jessica

Choose in-person appointments in selected South Texas counties or convenient phone and video appointments.

Explore Insurance Guidance for Every Stage of Life

INSURANCE EDUCATION & PERSONAL GUIDANCE

Learn about Medicare Advantage, Medicare Supplements, Part D, ACA Marketplace coverage, life and final expense insurance, and annuities. Availability depends on licensing, eligibility, carrier and location.

OUR EDUCATION-FIRST APPROACH

Beto starts by listening, explains your options in plain language, and helps you make an informed decision without pressure.

WHY WORK WITH BETO

With 23 years of insurance experience, Beto combines personal service, practical education and convenient appointment options.

  • Expertise: With years of experience and a team of industry veterans, we possess the expertise needed to tackle even the most complex challenges.

  • Innovation: We stay at the forefront of emerging trends and technologies, harnessing innovation to provide you with solutions that push boundaries.

  • Client-Centric Approach: Your goals are our priority. We take the time to understand your unique requirements, tailoring our services to ensure your success.

Have an Insurance Question?

Send your information and Beto G Insurance will follow up during business hours, Monday through Friday, 8:00 AM–5:00 PM Central.

Beto G Insurance Beto G InsuranceInsurance Education & Personal Guidance
English & Spanish • In-person, phone & video appointments

Insurance guidance for every stage of life.

Understand Medicare, ACA health coverage, life and final expense insurance, and annuities with clear explanations and personal support.

Book an Appointment Call Our Office
Meet your agents

Experience, education and ongoing support

Select an agent below to learn more.

Humberto Beto Garcia, founder and independent insurance agent
Founder & Independent Insurance Agent

Humberto "Beto" Garcia

With 23 years of insurance experience—including 13 years as a captive agent with Humana—Beto helps individuals and families understand their healthcare and financial-protection options.

After experiencing serious health issues within his own family, Beto saw how difficult insurance and the healthcare system can be to navigate. That experience strengthened his commitment to treating every client like family, protecting their interests, and staying involved when they need help after enrollment.

He assists with Medicare, ACA health coverage, life and final expense insurance, and annuities. Beto serves clients in English and Spanish and holds active licenses in Texas, Michigan, Maine, California, Colorado, and Indiana.

23 years of experienceEnglish & SpanishIn-person & virtual
Call Beto G Insurance: 210-365-1625 →
Coverage & financial protection

Explore the products we offer

Select a product for a clear overview and next steps.

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Medicare guidance

We help you understand Medicare Advantage plans, Medicare Supplement options, and Part D prescription drug coverage. We explain important differences—including networks, costs, benefits and enrollment periods—so you can make an informed decision.

Plan availability and eligibility vary by carrier, county and individual circumstances.

Texas is our home base

Local help and convenient virtual appointments

In-person appointments are available by arrangement in selected South Texas counties, including Comal, Guadalupe, Medina, Wilson, Atascosa, Bandera, Frio, La Salle, Dimmit, Goliad, Refugio, Uvalde, Maverick, Gonzales, Webb and Zavala. Phone and video appointments are available where licensing and product availability permit.

Active licenses

Beto: TX, MI, ME, CA, CO, IN

Sebastian: TX, CO

Product and carrier availability may vary by state and location.
Ready for a clear conversation?

Let’s review your options.

No pressure—just education, personal guidance and a plan for the next step.

Book an AppointmentCall 210-365-1625
Contact Beto G Insurance

Have an insurance question?

Send us your information and we will follow up during business hours, Monday through Friday, 8:00 AM–5:00 PM Central.

Beto G Insurance Brokerage LLC

Monday–Friday, 8:00 AM–5:00 PM Central

Privacy PolicyTerms & ConditionsSMS Terms

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week or your local State Health Insurance Program to get information on all of your options.

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1901 NW Military Hwy, Suite 200

San Antonio, TX 78213